Harbor Lights
Financial Group

CONNECT

Address:

2424 Highway 34
Manasquan, NJ 08736

Phone:

(732) 528-4333

Fax/Other:

(732) 528-4820

Putting Your Financial Picture in Focus


Our Envision® planning process offers you an easy, effective way to identify your highest priority goals and develop an investment plan designed to help provide you with the wealth you need to live your life the way you want.


Define Major Life Goals

The Envision process begins by allowing you to explore what goals and dreams you have while addressing the concerns you have about being able to achieve them. This important step serves as the basis for our conversations together.


Ideal and Acceptable Goals

Throughout our conversations together, we will explore your ability to achieve your goals in multiple scenarios, starting with ideal and the acceptable. The ideal scenario represents your goals and dreams in a “perfect world.” The acceptable scenario represents satisfactory compromises you could make to your ideal goals and still feel content with your life.


Prioritizing Goals

To explore as much of your ideal scenario as possible, we encourage the use of our Envision Priority Cards. This interactive activity ensures we are on the same page working together to help achieve the goals you value most.


Collaboration

From this foundational understanding, we will coordinate with your team of specialists to design a wealth plan to your unique needs and goals.


Making a Recommendation

Once we have an understanding of your ideal or acceptable scenarios, we will also create a recommended scenario for you that will incorporate the goals you value most while potentially de-emphasizing some of your lower priority objectives.


Implementation

Based on your goals, dreams, concerns, risk tolerances, and financial circumstances, we can propose an investment mix to help you achieve those goals. Our product neutral approach allows your Financial Advisor the freedom to select products that will help optimize your ability to achieve your objectives.


Monitoring Progress

The most important part of the Envision process is the way you are able to monitor your progress toward the goals and dreams you wish to accomplish. Your Envision plan will update each night and create a benchmark unique to your goals and circumstances. This information can be displayed on your statements and online.


New Goals and Priorities

Change can present challenges, whether it happens in your own life or in the world around you. Whenever necessary, it is easy to update your Envision plan to account for the changes and measure the impact it has on your ability to achieve your stated goals. If your investment plan needs to be updated, the appropriate adjustments can be made at your convenience.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals