Harbor Lights
Financial Group

CONNECT

Address:

2424 Highway 34
Manasquan, NJ 08736

Phone:

(732) 528-4333

Fax/Other:

(732) 528-4820

The Lockwood Team


Plan to Maximize Your Life Experience


A Caring, Competent Approach You Can Count On

As independent advisors, we enjoy the freedom to do what’s right for you. We have no obligations to investment products providers and no cross-sell quotas or home-office directives that may lead to conflicts of interest. Our sole focus is on serving your best interests.

Our team is led by Doug Lockwood, a CERTIFIED FINANCIAL PLANNER™ and independent financial advisor. For nearly two decades, he’s helped clients protect their lifestyles and pursue their life goals through a holistic approach to financial and investment planning. The Lockwood Standard of Care, which emphasizes the highest level of personal care and concern for each client’s well-being, adheres to a strict code of conduct built on honesty and integrity that requires placing client interests first at every stage of the wealth planning and investment processes.

Doug Lockwood
Partner

Email Doug

David Scureman
Wealth Strategist

Email David

Deborah Hoefling
Client Services Administrator

Rhonda Wainwright
Client Services Coordinator


Focused on your success. Invested in your well-being.

The Lockwood Team is passionate about one thing: helping you maximize your life experience.

We know that financial success is not a number, but the sum of the life experiences and cherished memories made possible by your wealth. We believe that pursuing what really matters in your life requires an integrated approach emphasizing ongoing education and the highest standard of care.


Retirement Events

Though there are no upcoming events presently scheduled, we'd love if your friends, family, and colleagues would join you at one of the Retirement Events we're planning to host every few months.

The Lockwood Team enjoys being able to give back to you, our client, by hosting events outside of our office, at which we can get to know you and your families even better.

Head to our Retirement Events page to learn more.


The Lockwood Standard of Care

This is a holistic approach that enables us to build a deep, meaningful, and highly personal relationship with you. You benefit from our depth of experience and the expertise of the well-vetted organizations and professionals we work closely with across multiple disciplines. Our goal is to help ensure you have access to the best resources, so that the advice you receive and decisions you make throughout your lifetime are well-informed, intentional, and fully aligned with advancing both your life and legacy goals.

  • We take the time to get to know you and your family members and educate you on the concepts and strategies that play an integral role at every stage of the financial decision-making process
     
  • We serve as your Family CFO, coordinating and managing all aspects of your financial life to ensure your income, legacy, and life goals remain on track to help safeguard you and your family for generations to come
     
  • We develop financial and investment strategies tailored to your needs and challenges, and monitor your financial plan and investment portfolio on an ongoing basis
     
  • We proactively reach out to you with recommendations and advice as the financial markets evolve or changes take place in your life
     
  • We remain accessible to you and your family members – we’re there when and where you need us

Education. Collaboration. Personal Commitment.

The Lockwood Team utilizes three-pronged approach to financial and wealth planning which embraces continual education, a passionate commitment to identifying and pursuing what matters most to your family, and a collaborative relationship centered on your best interests and ongoing financial health.

Education • Along with honesty, integrity, and trust, education is central to our business philosophy, wealth management approach, and the strong reputation we have built among our clients and industry peers. We believe these elements are essential to sustaining lasting and effective relationships that place your interests first.

Collaboration • The Lockwood Team brings the experience, knowledge, and insight required to partner with you to help develop a comprehensive plan aligned with your individual lifestyle goals and values. We stand by you every step of the way, coordinating all aspects of your financial life. We not only serve as your dedicated financial advocate and guide, but a friend you can trust to have your back at all times.

Personal Commitment • As a full-service investment planning and wealth management firm, we’re committed to guiding you every step of the way in helping to build, manage, and preserve your wealth now and throughout your retirement. We’re committed to uncovering the opportunities that may be right for you and helping you anticipate and overcome challenges along your path to the retirement you desire.


Making a Difference Today and for Generations to Come

As your Family CFO, we serve as your financial advocate, providing fiduciary stewardship and guidance. We coordinate the advice you receive from all of your trusted advisors – including tax and legal professionals. We help you pursue your goals with confidence and bring clarity to even your most complex financial challenges in these and other areas:

• Investment planning

• Cash flow/liquidity management

• Investment management

• Retirement planning

• Risk management and insurance planning

• College planning

• Tax strategies

• Estate and legacy planning

• Family office services

• Multi-generational education and planning

• Philanthropic planning

• Business continuity planning


Our Monthly Updates

Every month, the Lockwood Team will be posting newsletters in order to share updates on the team, the market, and the financial services industry as a whole. When something catches our eye – whether it's an article, new market research, or a change in regulations – we'll be sure to let you know right away.

If you'd like to receive these monthly updates, just click here.


Beyond Traditional Wealth Planning

Our clients rely on our professional team to provide guidance beyond traditional planning and investment disciplines. Clients consult us before making important career, business, and estate planning decisions; prior to buying or selling real estate; expanding or selling a business; or seeking elder care solutions, among many other needs.

Over the years, we have developed relationships with professionals and organizations we respect – both within and outside of the financial services industry – for the benefit of our clients. As a result, we have earned a reputation for connecting the right people with the right opportunities to help our clients further important business, career, family, and life goals.


Our Strategic Partners

The Lockwood Team enjoys strategic alliances with Wells Fargo Advisors Financial Network for the benefit of our clients. These professional affiliates enable us to offer our clients the broadest range of planning and wealth management resources and services.

If you have questions about how prepared you are, or how long your income may last in retirement, we will be happy to meet with you to discuss your concerns and objectives. There’s nothing more rewarding than the confidence that comes from knowing that you’re on the right path to pursuing your important financial goals. Please contact us to schedule a no-obligation consultation and discover the value of our experience, unbiased advice and personalized service.


Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals